PROXY CASH is our simple, fast and secure mobile collection service. Collection agents recruited for their sense of discretion and their integrity come to you, in your place of activity, collect your funds to supply your deposit accounts with LTN, via a mobile phone connected to a mini printer; cutting-edge technology at your disposal for efficient monitoring and securing of your transactions.

At each Mobile collection transaction, the customer receives a computerized receipt of his transaction in addition to instant confirmation that LTN sends him by SMS; all this in order to strengthen the confidence of our customers and the security of their transactions.

Prices

LTN has defined a pricing policy adapted to the collection object, depending on whether the customer collects to fund a savings / Project account, or whether he does so to repay a credit term.

Provision of a savings / project account

• Package of 2,000 Fcfa including tax / month if the amount per transaction is between 1,000 and 50,000 Fcfa
• 1% of the amount if the transaction amount> 50,000 Fcfa

Credit repayment

• from 1,000 to 5,000: 150 FCFA
• from 5,001 to 20,000: 250 FCFA
• from 20,001 to 50,000: 350 FCFA
• from 50,001 to 100,000: 500 FCFA
• from 100,001 to 150,000: 1,000 FCFA
• from 150,000 to 300,000: 1,500 FCFA
• from 300,000 to 400,000: 2,500 FCFA

NB: ceiling at 2,500 Fcfa

To meet the demand of customers who wish to take advantage of all of LTN Cameroon’s many products and services to meet their needs, at low cost and with a special treatment worthy of VIPs, LTN Cameroon has designed VIP packages adapted to each customer segment. . LTN Cameroon VIP customers can use all the services included in their package without limitation, for example, they can have as many bank checks cleared as they are beneficiary cleared at LTN Cameroon counters, without having to pay a dime more. The same is true for all of the services included in the package.

The VIP package is a set of services, from mobile collection to bancassurance, through check clearing, electronic banking and other value-added services, allowing the free operation of your bank account. LTN Cameroon offers pricing adapted to each customer segment, depending on the services they can actually use.

In order to meet the needs of its friendly customers, LTN Cameroon has developed, in partnership with a large insurance company (NSIA), a range of life and non-life insurance products that cover and support customers in several areas of their life.

LTN SPONSORED ACCOUNT

Sponsored Account Insurance is a life insurance policy that covers LTN Cameroon customers, in the event of death or permanent disability up to 400,000 Fcfa or 800,000 Fcfa depending on the option chosen by the client when subscribing. the two options to choose from being 5,000 Fcfa and 10,000 Fcfa.

LTN HEALTH

LTN Cameroon is one of the rare microfinance institutions in Cameroon to offer its clients health insurance cover. Indeed, with the subscription of an insurance policy of 36,000 FCFA / year, the client of LTN Cameroon benefits from 80% health insurance coverage in pulic and denominational hospitals and pharmacies for a ceiling guarantee of 500,000 FCFA per year.

LTN AUTOMOBILE

LTN Cameroon customers also have the option of purchasing and renewing their auto insurance contracts with LTN agencies. The rate applied depends on the characteristics of the vehicle to be insured and the personal information on its driver / owner.

To facilitate the use of current accounts while securing transactions, LTN Cameroon has made available to its customers personalized internal check books. Check forms issued by customers can be redeemed at all LTN Cameroon ATMs in the issuing city.

To hold a checkbook, you just need to have a checking account opened with an LTN agency. The LTN check books are acquired and renewed at the price of 3.578 Fcfa including tax, for an unlimited period.

Cashing bank checks

LTN customers also have the possibility of cashing bank checks received in the course of their activity on their current account domiciled with LTN.

LTN Cameroon stands out in the microfinance sector in Cameroon as the leader in digital finance. In partnership with VISA and UBA, LTN Cameroon has launched a range of international withdrawal and payment cards that allow its customers to have their money 24/7 all over the world.

LTN VISA cards can be used for withdrawals from ATMs, online and supermarket payments, hotels, and money transfers. Withdrawals from ATMs of the UBA partner are completely free regardless of frequency and amounts.

The LTN VISA Cards are available in three segments:

• SAPELLI cards: It is intended for pupils and students to enable them to receive the transfer of their monthly rations and to use them with security and sparingly; regardless of where they stay for their studies.
• IROKO cards: They are intended for Very Small Entrepreneurs (VSEs), with modest incomes but who need to secure their funds and have them wherever they need them.
• BUBINGA Cards: Adapted to Small and Medium Entrepreneurs (SMEs), this card allows them to travel all over the world without stress. The VISA BUBINGA card saves you from the risk of traveling with cash and facilitates all your international transactions, in all currencies.

LTN Cameroon customers do not need to go to LTN agencies to request information about their accounts, they can have it on the spot in their place of business or in their home, from their mobile phone. They have two options: SMS Push and SMS Pull.

SMS Push: It is a service that allows the customer to be informed of all transactions on his account domiciled with LTN (deposit, withdrawal, transfer …) in real time by SMS. It is a service offered by subscription at a flat rate of 3,000 Fcfa including tax per year.

SMS Pull: This is a service that allows customers who request any information on their accounts domiciled with LTN or their outstanding credit to query our information system and to have the information sought by SMS. It is a service billed for consultation at a rate of 100 FCFA inclusive of tax per request.

LTN Cameroon facilitates transactions between its customers via its various money transfer services: LTN Cash, Orange Money, MTN Mobile Money, Western Union, C-Cash and Wafacash.

LTN Cash: It is one of the cheapest money transfer services on the market, which allows anyone, LTN customer or not, to make money transfer operations to people located in cities of establishment of LTN agencies.

Orange Money: LTN Cameroon, in partnership with Orange Cameroon, distributes Orange Money services to its customers. It is an electronic wallet which allows you to deposit, withdraw and transfer money to Orange money subscribers or not.

MTN Mobile Money: MTN and LTN Cameroon are partners in the distribution of the MTN Mobile Money service. Thus, customers subscribing to MTN Mobile Money can carry out their deposit and withdrawal operations with LTN Cameroon agencies.

Western Union: Leader in International money transfer, Western Union and LTN Cameroon are partners in national and international money transfer, via BICEC.

C-Cash: C-Cash is the money transfer product of the African Community Credit. In order to offer a wide range of choices to its customers who want to transfer funds to areas where LTN Cameroon is not yet present, LTN Cameroon has signed an agreement with this institution to take advantage of its distribution network.

Wafacash: It is an international transfer platform that brings together several transfer products such as Moneygram, RIA, MoneyTrans… So LTN customers who receive or issue international transfers will no longer have to worry about, because most products international companies are referenced in the wafacash platform.

The clientele of LTN Cameroon is mainly made up of very small and medium-sized businesses which regularly request transfers both internally (between LTN clients) and outside, from or to a partner bank. These services are provided to CAPE account managers. It should be noted that they are offered free as part of VIP packages.