LTN – Agency for Private Enterprise Credit in Cameroon
LTN Cameroon SA is a microfinance institution (MFI) set up in 1999 by the Cameroonian Government with funding from the European Union (EU) and the Agence Française de Développement (AFD) with LTN Développement as technical operator. LTN Cameroon SA belongs to the LTN International network; its methods and the technologies implemented are based on the model developed by LTN Development and deployed in all subsidiaries of the LTN International network such as Senegal (LTN Senegal) and Madagascar (ADéFi).
Our Mission
LTN supports the economy by providing easy-to-use financial services to small and medium entrepreneurs. LTN gives entrepreneurs and their families the means to develop their business: it builds an appropriate solution with each one, to ensure their success, by listening to and understanding their situation. LTN values effort and values each of its clients and the diversity of their backgrounds.
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Our Vision
Being an entrepreneur is first and foremost a state of mind. Successful entrepreneurs are those who dare, who work, who believe in it and who are well supported to develop their business. There is no wasted effort.
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Our Values : IPER
- LTN is Honest: We are humble and trustworthy. We are upright and honest, respectful of moral values and professional ethics.
- LTN is Responsible: We are attentive, understanding and respectful. We protect our clients and their interests as much as those of LTN.
- LTN is Efficient: We strive to achieve objectives by optimizing the resources available, we are constantly developing our creative spirit, to bring the most appropriate solution to each problem.
- LTN is Close: We listen and make ourselves available to support our customers and our colleagues. We are a reliable and accessible partner through our simplicity, our proximity and our sense of hospitality.
- LTN is driven by team spirit: We pool our energies to best serve customers and the interests of the company. We sympathetically recognize the diversity of our employees and draw our collective intelligence from it.
Our customer charter : “Get our customer to take the STEP”
LTN Cameroon SA, refers to principles that contribute constructively to the success of its clientele :
- Sustainability: We act as a reference partner for sustainable added value ;
- Accompaniement: We put our know-how to facilitate the customer’s choice and support it in the implementation;
- Satisfaction : We listen to the customer to build trust and provide personalized responses.
Corporate social responsibility
LTN Cameroon has implemented a social and environmental responsibility policy aimed at good management of external and internal clients (the staff of LTN Cameroon) in order to achieve the social objectives that have been developed.
For external clients, the company has defined a set of social criteria that allow it to evaluate its performance and progress over time. These criteria consist of:
- Target very small and small businesses
- Promote the improvement of living conditions
- Reduce business vulnerability
For employees, social responsibility lies in the accompaniment and fulfillment of the employee through adequate working conditions. The employees of LTN Cameroon are all affiliated to the CNPS (National Social Security Fund), which guarantees them social security contributions and a pension. Besides that, employees benefit from an internally managed mutual insurance company and a non-negligible health insurance. Not to mention that LTN Cameroon offers its employees one of the best salary grids. LA TONTINIERE NATIONALE (LTN) encourages and supports the growth of its employees through certifying training and continuous training in partnership with the Technical Institute of Banks (ITB) of Paris and the International Labor Organization (ILO).
The LTN Group
LTN is an international concept present in many countries.
Based in Mauritius, the LTN group expands its network in Africa from LTN International to subsidiaries in many countries including:
- LTN Cameroon
- LTN Burkina
- LTN Madagascar
- LTN Niger
- LTN Sénégal
The growth and development of the network of subsidiaries of the LTN group provides for a gradual extension to new markets for a better network of Africa in the next three years.
Our Videos
Some testimonials on the objectives of LTN Cameroon
Our Shareholders
The managers are responsible for the management of LTN Cameroon. They are qualified experts with
a solid and significant experience in the financial services sector.
National Investment Corporation of Cameroon (SNI)
Investors and Partners
LTN International
Banque Internationale du Cameroun pour l’Epargne et le Crdit (BICEC)
The Cameroon Chamber of Commerce, Industry, Mines and Crafts(CCIMA)
Our Team
“From different backgrounds, diverse backgrounds, with only motivation, the taste for merit, dedication
to work and the perpetual pursuit of individual and collective satisfaction.”